Well, I've gone and done it now.

Yes, the bike's been bought for £454 - and now as I don't even have a van, and can't even drive at the moment, I've asked my friend Simon to take me to collect it next week.
I've lots of ideas - I just have to sort them into some sort of order.
First I better think where I'm going to keep the bike :) - and then where I'm going to find the money to transform it with.